Author: KennedyR

The House, the Nursing Home Bill, and Medicaid: Getting the Order Right Nursing home care in Indiana runs $7,500-$10,000+ per month. When a parent enters care, the family home — often their largest asset — immediately becomes the center of hard questions: Do we sell it to pay for care? Does Medicaid take it? What … Continued

Selling a house for cash can be an attractive option for Fort Wayne homeowners who want to avoid some challenges of a traditional sale. A direct buyer may allow a seller to skip certain preparation steps, reduce showings, or sell a property in its current condition. However, before accepting any cash offer, the purchase agreement … Continued

Imagine your Fort Wayne house is ready to close on Friday, but your next apartment or home will not be available until the following week. Your sale is finished, but your move is not. This is when many homeowners ask whether they can receive their sale proceeds and remain in the property temporarily. The answer … Continued

Underwater on Your Mortgage: The Realistic Playbook “Underwater,” “negative equity,” “upside down” — all the same trap: your payoff is bigger than your house’s value, so selling normally would cost you money you don’t have. It’s rarer in Fort Wayne than it was in 2010, but it still happens — recent buyers who bought at … Continued

The November 10 Property Tax Deadline Is Coming Indiana property taxes come due twice a year — May 10 and November 10. If you’re an Allen County homeowner already stretched thin and the fall installment looks impossible, this is the guide for you: what actually happens when you miss it, how long you really have, … Continued

Reverse Mortgage Homes Can Absolutely Be Sold Reverse mortgages (HECMs) confuse everyone — including, frequently, the families trying to settle them. Whether you’re the homeowner wanting to move or the heir who just inherited a house with a reverse mortgage attached, the core fact is simple: the house can be sold, the loan gets paid … Continued

Selling a house in Indiana involves more than accepting an offer and signing closing papers. Before ownership can transfer, sellers typically need to provide documents that confirm ownership, explain the property’s condition, address mortgage obligations, and help the closing process move forward. The exact paperwork depends on the property and the homeowner’s situation. A homeowner … Continued

Selling a house is usually easier when the property value is higher than the remaining mortgage balance. But what happens when your Fort Wayne home is worth less than what you owe? This situation is called negative equity, sometimes referred to as being “underwater” on your mortgage. It means your outstanding mortgage and other property-related … Continued

When You Owe More Than the House Is Worth — or Close to It A short sale means selling your house for less than the mortgage balance, with the lender agreeing to accept the shortfall. It exists for exactly one situation: you’re underwater (or nearly so), you can’t keep paying, and you want to avoid … Continued

Many Fort Wayne homeowners believe they need to completely pay off their mortgage before they can sell their house. That is one of the most common misconceptions about the home-selling process. The truth is that most homeowners can sell their property while they still have an active mortgage. You do not have to wait 15, … Continued

Your House Has Been Listed for Months. Here’s Why. The listing went live, the first weekend brought a few showings, and then… quiet. Weeks of it. In a year when 1 in 4 sellers nationally is cutting price — the highest share since 2018 — a stale listing isn’t rare, but it’s always diagnosable. Here … Continued

Selling Land in Fort Wayne: Harder Than Selling a House, Unless You Know the Shortcut Vacant land might be the hardest property type to sell the traditional way. No house to photograph, a tiny buyer pool, agents who’d rather list homes, and financing that barely exists — the average vacant lot sits on the market … Continued

The Roof Question: Replace It or Sell Around It? Your Fort Wayne house needs a roof — shingles curling, a leak stain spreading, or an insurance letter demanding replacement. You want to sell. Now you’re staring at the classic question: spend $12,000-$25,000 on a roof you’ll never live under, or sell as-is and let the … Continued

Selling Your New Haven House for Cash New Haven sits ten minutes east of Fort Wayne, but selling a house here has its own rhythm — a smaller market, tight-knit neighborhoods from Green Road to the Broadway corridor, and a housing stock that runs from post-war bungalows to newer builds out toward Minnich Road. If … Continued

Missed Payments, No Foreclosure Filing Yet: This Is Your Best Window Maybe it’s two missed payments, maybe it’s five. The bank is calling, the late fees are stacking, but no foreclosure has been filed. Here’s what most Fort Wayne homeowners in this spot don’t realize: this stage — delinquent but not yet in foreclosure — … Continued